Final Expense Insurance
Protecting Families With Burial or Funeral Insurance
Thinking about end-of-life expenses can be emotionally challenging, but it’s important to make a financial plan for the future that keeps your loved ones protected.
The average funeral costs around $20,000.
Final expense insurance can cover other costs such as credit card debt, medical bills, and outstanding loans.
The amount of final expense insurance protection you need depends on the benefit amount you want to provide for your estate and to your family.
We can help you compare benefits and rates to determine how much coverage is right for you based on your budget and lifestyle.
Final expense insurance is a simple way to ensure that your loved ones are spared the financial burdens when the unexpected or inevitable happens with coverage up to $100,000. if you are below age 85 for simplified issue and $25,000. for guaranteed issue regardless of current health status.
This type of coverage gives peace of mind to both seniors and those with health concerns because no medical exam is required to apply.
What you’ll receive:
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Guaranteed acceptance for ages 45-85 (in NY, 50 -75)
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Coverage amounts:
Guaranteed issue with no medical questions, up to $25,000.
With Simplified issue, as much as $100,000. -
Benefits that are never reduced because of age or health
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No medical exams or health questions to answer for guaranteed issue
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Affordable rates that never increase
Learn more about the benefits of final expense insurance to find the best coverage for you and your family.
Other Products to Consider:
Long-Term Care
As you age, you may need help with basic things you have always been able to do by yourself such as shopping, cooking, bathing, dressing or taking medications.
Long-Term Care insurance helps cover the cost of in-home care, an assisted living facility or nursing home.
You won’t ever become a burden on your loved ones!
AccessHMO LLC is a registered health maintenance organization in the State of Florida and licensed to solicit health insurance with certified Medicare advisors that are not connected with, endorsed by, or sponsored by the U.S. government, federal Medicare program, Social Security Administration, or the Department of Health and Human Services.