ACCESS HMO
Offers
HEALTHY REWARDS™
10% Discount
We are the ONLY Health Insurer that earns you up to a 10% Discount towards your next year’s Renewal Premium if no claims are filed.
WE OFFER 2 CONVENIENT AND COMPREHENSIVE PLANS AND A Plus+ OPTION TAILORED TO YOUR NEEDS.
Ask for Details
Gold Plan
Economical Access™
- Lifetime Maximum Benefit
$ 1,000,000. or € 900,000. - Deductible:
$ 1,000. or € 900. - Hospital Room & Board 100% of Private Room Rate.
- Emergency Dental Due to Accident Up-to
$ 750. or € 675. - Emergency Evacuation Up-to
$ 40,000. or € 35,000. - Gold Plus+ covers you Worldwide with no boundaries
Platinum Plan
Total Access™
- Lifetime Maximum Benefit
$ 5,000,000. or € 4,500,000. - No Deductible in Network.
In Network Co-pay $ 25. or € 20. - Hospital Room & Board 100% of Private Room Rate.
- Emergency Dental Due to Accident Up-to
$ 1,000. or € 900. - Emergency Evacuation Up-to
$ 50,000. or € 45,000. - Platinum Plus+ covers you Worldwide with no boundaries
Please visit our Rates page for all current prices in all major currencies.
What is an HMO?
A Health Maintenance Organization – HMO is a medical insurance group that provides health services for a fixed annual fee. It is an organization that provides or arranges managed care for health insurance, self-funded health care benefit plans, individuals, employers, and other entities as a liaison with health care providers such as hospitals, doctors, clinics, laboratories, etc. on a prepaid basis.
Why Purchase Health Insurance from Access HMO?
We provide unparalleled high-quality, cost-effective global health insurance solutions to individuals, families, and corporate groups. Our experienced staff has over 28 years of experience in the health insurance field, with licenses in both the United States and the European Union.
Our products are underwritten by: 
Corporation of Sweden, one of the largest and most reliable insurers in Europe.