About logo2  Private Health Insurance
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The oldest and largest English speaking Health Insurance provider.

We provide and assist clients with Private Health Insurance
to Foreigners residing in the Czech Republic
Without work permit – Usually family members of workers, investors, self-employed and students. Click here to Purchase or Extend Private Health Insurance.

 

About                Public Health Insurance

Unfortunetely, we have NO access to Public Insurance clients’ data and are therefore unable to assist Public Insurance clients.
If you work for a local firm under salary and contract and need assistance with your Public Health Insurance, please visit your nearest VZP office.  Click here for your nearest branch office and telephone number.

Please bring your passport, proof of employment and Green or Blue plastic insurance ID card if you have one.  We also suggest you bring a Czech speaker with you to translate since few people speak English at VZP Public offices. You may also phone them in Czech at: +420.952 222 222.  Unlike VZP for Foreigners, the Public office does not offer a medical referral service.  You must search for doctors on your own.  We suggest a Google search in your area.
If you require a doctor immediately and are willing to pay the full fee please visit logo2

Why is there both Private and Public Health Insurance in the Czech Republic? Read More

Why is there both "Public" and "Private" Health Insurance in the Czech Republic?

In 1995, the Parliament of the Czech Republic enacted legislation regulating how foreigners must obtain Health Insurance in the Czech Republic and created a segregated "Private" Health Insurance regulation for covering foreigners residing in the Czech Republic.

ONLY FOREIGNERS ON A VALID WORK PERMIT, working under a legal employment contract with a company registered in the Czech Republic, may enter the "Public" Health Insurance System, which is state-subsidized. ALL OTHER FOREIGNERS, INCLUDING FAMILY MEMBERS of legal employees, MUST purchase "Private" Health Insurance.

This segregation was put in place to avoid the practice of "Medical Tourism”, which is causing a catastrophic effect on the health budgets of other Western countries who allow foreigners into their "Public" Health Insurance System, since "Public" Health Insurance covers pre-existing conditions and "Private" Health Insurance does not.

This legislation was enacted to prevent foreigners with major illnesses from coming to the Czech Republic for treatment and taking advantage of the "Public" Health Insurance System at taxpayer's expense.