Medical  Guide

Our health insurance plans are uniquely designed to meet the needs of our international clientele who want fast paperless access to private doctors and clinics and hospitals worldwide.

 

We offer two plans that are designed and priced according to benefit level. Both plans meet or exceed all visa or residency permit, immigration requirements, providing 24 hour customer service

worldwide in several languages.

 

You may select either plan based on your budget and needs. However, you will not receive premium credit toward any coverage upgrades within the policy period.

 

Basic Health Insurance covers the minimal requirements as defined by EU-Schengen area regulations for Foreigners’ Comprehensive and Private Health Insurance. Its scope is limited to

the primary country of residence and is accepted

only at doctors offices that participate in our network. This plan is underwritten and administrated with our global partner AXA-Assistance and is limited to a maximum benefit of €60,000.

 

Approved medical facilities accept our Exclusive plan after you have phoned the Assistance telephone number on the back of your card for verification of your coverage and to pre-certify your medical need and schedule your doctors appointment at the nearest participating medical facility.

 

Exclusive Health Insurance also meets the

EU-Schengen requirements and includes our Basic Plan as its base coverage with additional provisions that meet the immigration requirements in North America, Japan and several countries not included in the basic plan with a $1,000,000. maximum benefit

for coverage outside the designated home country.

 

Exclusive covers office visits at any licensed doctor, clinic or hospital worldwide reinsured and participates in the United Healthcare PPO network.

 

Please read the Terms & Conditions carefully before selecting your plan and kindly refer to this guide and your membership enrollment kit in the future when in need of medical care at Hospitals, Clinics and Pharmacies.

 

Pre-existing medical conditions are Not Covered. However, your application will be approved for all other covered expenses